Sure...why not rent a $1800/night Air BnB (or $30,000 month furnished) -stunningly restored 4 bedroom/2.5 bath-3 terraces(!!!) former Synagogue-to make some observations about rental/home insurance.
|Chip Wade explained the Dwellbeing app-a digitalized check-list of home maintenance/safety to do's. Not 'Big Brother' -we were assured. We asked what was a wish for item in this tricked out kitchen section of the townhouse...and we totally agree-refrigerators and freezers at table top or bar height- ("undercounter appliances")with materials of choice-counter tops-something we scoured for and only found on commercial supply sites at pricey levels. Tip U Line. Perfect for urban dwellers who can get same day delivery, or walk for groceries, dine out and/or live alone and don't need spacious refrigerators!|
|Dwellbeing maintenance tasks on schedule-made easy|
Besides astonishment at such Manhattan rarities-as a hot tub for 8, terraces with sky views, 22 foot high ceilings on the main level, and a master bath the size of our entire dorm room at Columbia (which we shared)-but better tricked out with a bathtub to soak in for hours-and (sigh) THE rain shower...and the ginormous changes of that city section since our LES after hours club days...
Liberty Mutual Insurance imo-smartly targets that massive demographic-where the older folks (30+) -are buying homes-coupled with the majorities' urban renter's lifestyle-(though multiple generations of families living together is def a growing phenom too),
Interesting-the company's backed Total Home Score-a new API based analytics service that can impart live-ability info like noise (Quiet Score), traffic -and vehicle speeds (a Road Safety Score), closeness to stores etc---for addresses throughout the USA.
Of course-knowledge is only as good as the data that feeds it-and we hope this handy website-grows to include the aforementioned Air BnB,
|Popular pup!!! Notably-millennials buy pet insurance and insure their pricey tech devices like smartphones-which are covered by insurance plans offered by cellphone carriers where/when folks purchase them-but generally speaking-aren't purchasers of rental insurance. Even in the share economy where seasonal work clothes' wardrobes are now rarely beyond monthly commitments-the concept of permanent ownership-eluded...add up the total of what is in that rental...if needed to be replaced ..might surprise. |
PLUS-at home entertainers-there's a liability risk there too-(damage to home, theft or injury). Welcome to life IRL